Important precautions for protecting your device, personal information and transactions when exploring P2P services.
Use a strong, unique password for every service. Do not reuse passwords from email, banking or social accounts.
Never share your password, OTP, UPI PIN, card PIN, recovery code or authentication code with another person, even if they claim to be support staff.
Check the spelling of a website address before entering credentials. Be cautious of shortened URLs, lookalike domains, unexpected redirects and links received from unknown people.
A padlock or HTTPS connection does not by itself prove that a website is genuine. Verify the provider and destination independently.
Install Android applications only from a source that you have independently verified as legitimate. Check the publisher, app name, version, permissions and update source.
Avoid modified APKs, unknown download portals and files sent through unsolicited messages. Do not disable device security protections to install an untrusted file.
Before confirming a P2P transaction, review the amount, recipient details, payment method, instructions, fees and cancellation or dispute rules.
Confirm incoming funds in your own bank or payment application. Do not rely only on screenshots, messages or receipts supplied by another participant.
Verify payment destinations and withdrawal details through the provider's trusted interface. Understand minimum and maximum limits, processing times, fees and refund conditions before proceeding.
Do not pay an unexpected extra fee or transfer additional funds to an unknown person who claims they can release a pending withdrawal.
Watch for fake support agents, impersonation accounts, phishing pages, fake payment screenshots, remote-access app requests and promises of guaranteed earnings.
Be suspicious of urgency, threats, secret instructions or requests to move a conversation away from verified support channels.
Keep your phone, browser and security software updated. Use a screen lock and avoid installing apps from unknown sources.
Do not allow unknown people to control your device remotely. Review app permissions and remove applications that you do not recognize or trust.
Save relevant transaction IDs, dates, amounts, receipts and communications. Review your account and payment activity regularly.
If something appears incorrect, contact the relevant provider through a verified channel promptly and preserve evidence.
Stop communicating with the suspected fraudster and do not send additional money or disclose more information. Contact your bank or payment provider promptly if a payment or financial account may be affected.
In India, you can report suspected cyber financial fraud through the National Cyber Crime Reporting Portal: cybercrime.gov.in or call the cybercrime helpline 1930. Retain your complaint reference.
No website guide can eliminate every online risk. Evaluate each service independently, read its current terms and make cautious decisions.
This page is general safety information and is not official Lakshmipay security support.
Explore the other Lakshmipay information pages to learn about platform information, privacy, website terms and important disclaimers.
